Current Loan Rates

Loan rates listed are Walker County Educators FCU's lowest rates. Rates are based on credit scores and may be higher than those listed. Terms and Conditions subject to change without notice.

Rates Effective As Of September 27, 2017

VEHICLE LOANS APR* TERMS
New Vehicle 2.24% Up to 36 Months
New Vehicle 2.24% 37 - 48 Months
New Vehicle 2.24% 49 - 60 Months
New Vehicle 2.50% 61 - 72 Months
Used Vehicle 2.74% Up To 36 Months
Used Vehicle 2.74% 37 - 48 Months
Used Vehicle 2.74% 49 - 60 Months


HOME EQUITY LOANS APR* TERMS
Second Mortgage 4.00% Up To 60 Months
Second Mortgage 4.50% 61 - 84 Months
Second Mortgage 5.00% 85 - 180 Months


RECREATIONAL VEHICLE LOANS APR* TERMS
New 3.99% Up To 60 Months
New 3.99% 61 - 84 Months
New 4.49% 85 - 120 Months
Used 4.99% Up To 60 Months
Used 4.99% 61 - 84 Months
Used 5.99% 85 - 120 Months


MOTORCYCLE LOANS APR* TERMS
New 3.99% Up To 60 Months
New 3.99% 61 - 84 Months
New 4.49% 85 - 120 Months
Used 4.99% Up To 60 Months
Used 4.99% 61 - 84 Months
Used 5.99% 85 - 120 Months


FARM EQUIPMENT LOANS APR* TERMS
New 3.99% Up To 60 Months
New 3.99% 61 - 84 Months
New 4.49% 85 - 120 Months


WATERCRAFT LOANS APR* TERMS
New 3.99% Up To 60 Months
New 3.99% 61 - 84 Months
New 4.49% 85 - 120 Months
Used 4.99% Up To 60 Months
Used 4.99% 61 - 84 Months
Used 5.99% 85 - 120 Months


PERSONAL LOANS APR* TERMS
Signature 7.90% Up To 48 Months
Vacation/Christmas 7.90% Up To 12 Months


Fees & Disclosures

Loan Account Fees
Loan Application Fee $25.00 / Returned Checks & ACH $30.00 / Skip-A-Payment $20.00/ CarFax Fees $15.00

Miscellaneous Fees
Rates Effective As Of September 27, 2017

This credit union is federally insured by the National Credit Union Administration.