Loan Products

Walker County Educators Federal Credit Union was chartered to make loans to our members for almost any purpose. We offer a variety of loans at fair and reasonable finance rates and convenient terms.

Signature Loans - Current Rates»
A personal loan from your Credit Union for unexpected repairs, home improvement, medical bills, or many other reasons.  Personal loans are available to qualified members from $500 to $12,000.

Automobile Loans - Current Rates»
New and used automobiles are available with financing rates and terms to fit your budget. Check your car values at NADA Value http://www.nada.com/. (You will be leaving Walker County Educators Federal Credit Union's web site.  You will be linking to an alternate web site that is not operated by the credit union.  The credit union is not responsible for content on the alternate site.  Privacy and security policies of the alternate site may differ from those practiced by the credit union).

GAP Insurance
GAP insurance (Guaranteed Asset Protection) can be purchased through the Credit Union and added to your vehicle loan to cover the "gap" between the vehicle's value and the amount you still owe in the event that your vehicle is stolen or totaled.

Insurance and Warranty products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Insurance or warranties may be purchased from an agent or an insurance company of the Member’s choice; and Credit Union makes no representations as to the services of any provider.


Share Secured Loans - Current Rates»
Use the money you have in savings at the Credit Union to make a low finance loan and earn dividends on your savings at the same time.

Home Equity Loans - Current Rates»
This loan allows you to use the equity in your home to obtain a low finance rate.

Boat, RV, and Camper Loans - Current Rates»
The Credit Union offers good rates on both new and used boats, recreational vehicles, and campers.

Farm Equipment Loans - Current Rates»
Purchase new farm equipment with a loan from your Credit Union.

Computer, Furniture & Appliance Loans - Current Rates»
Low finance rates on secured loans.

Vacation/Christmas Loans - Current Rates»
Special rates are available on these loans for qualified members. 

Student Loans

Special rates are available on these loans for qualified members. 
The Smart Option Student Loan® for Walker County Educators FCU by Sallie Mae®

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility
  • No origination fees and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • 100% US-based Student Loan Specialists

To learn more, please get started here.

This credit union is federally insured by the National Credit Union Administration.